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PERSONAL FINANCE STRATEGIES PUT INTO PRACTICE.

A JOURNEY WITH MONEY IN THE USA – FROM STUDENT TO CITIZEN.

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RECENT POSTS

A Quick Guide to Attending School in the USA for International Students

By | Blog•General Finance

Mar 01, 2023

A Quick Guide to Attending College in the USA for International Students Considering the Move  The Research Prior to the Actual Student Loan My student loan debt felt like it took a few years to acquire even before the bank transferred the first disbursement amount into my account. The very first step was finding a […]

How To Have A Mindset For Saving Money

By | Personal Story

Jan 04, 2021

  “Keys to saving and learn how to NOT keep up with the Joneses” Let’s rewind a few years, before the flight that landed me indebted in the US. Thankfully, I was fortunate enough to have parents that were very transparent with finances throughout my upbringing. That blessing, along with an intrinsically analytical thought process, […]

How My Financial Journey In The USA Began

By | Personal Story

Jan 03, 2021

  “…I was in my late twenties and did not exist in the USA [financially, that is]…” Image: sitting on a park bench, newly arrived at Savannah, Ga. in September, 2008. The beginning of my financial journey… In late 2008, I boarded a flight from San Jose, Costa Rica carrying 3 pieces of luggage, a […]

ABOUT

Hi, I’m Ronald Valverde. At The Money Architect, you will find the strategies I tested over the last decade to reach my financial goals. I started from scratch in the USA and can relate to the struggles of everyday life. The insights gathered on each post will help others like me reach their financial goals sooner.

I came to the United States, from Costa Rica, as an architecture student with over 27,000 dollars of student loan debt. While in college, in Savannah, I met my future wife, Leslie – together we started a fun journey figuring out how to get out of debt and form a family (she also has massive student loans in the six digits). After finishing our studies in Georgia we relocated to New York for work and have lived here for the past decade. Raising two beautiful daughters has added to the financial challenges, without regrets.

The Money Architect is an idea I’ve had for a few years and decided to put into practice in 2020. Administrating money is one of my life passions.

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